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Washington Banking Co.
(WBCO)
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| |
| Sector: |
Financial |
| Industry: |
Regional - Pacific Banks |
| Stock Type: | Cyclical |
| Top Industry Grower: | CWLZ |
WBCO was last updated 267 days 19 hours 16 minutes ago. Use MrStockQuickie's
Free Value Investor Tool to view this data in real time.
The Numbers
| metric | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
|---|
| ROA * Leverage | 7.4% | 8.9% | 9.9% | 13.4% | 14.9% | 14.0% | 13.3% | 17.2% | 15.0% | 13.4% |
| Equity/Share | $4.24 | $3.31 | $3.94 | $4.38 | $4.38 | $4.93 | $5.51 | $6.43 | $7.38 | $8.18 |
| Earnings/Share | $0.28 | $0.26 | $0.31 | $0.48 | $0.59 | $0.65 | $0.70 | $1.01 | $1.00 | $0.99 |
| Net Int Income/Share | $1.36 | $1.34 | $1.92 | $2.45 | $2.72 | $3.09 | $3.29 | $3.80 | $4.11 | $4.18 |
| Fee Income/Share | $0.17 | $0.16 | $0.21 | $0.21 | $0.20 | $0.29 | $0.40 | $0.43 | $0.49 | $0.49 |
| Net Int Margin | 163.8% | 172.9% | 130.5% | 145.2% | 229.0% | 315.9% | 332.6% | 294.8% | 201.1% | 151.6% |
The Trends
long term trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
|---|
| 2% | 3% | 4% | 4% | 4% |
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growth acceleration trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
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| 0% | 1% | -5% | -4% | -5% |
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Quick Financial Health
ebit/interest [on debt]
| WBCO | EQUITY_INDUSTRY | market |
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| 5.94 | 0.00 | 49.30 |
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equity/debt
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
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| Low Debt | Low Debt | 3.12 | 1.08 | 2.63 | 3.57 | 1.18 | 5.88 | 3.7 | 1.59 |
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growth
| 9 | 5 | 3 | 1 |
|---|
| -77% | -10% | 10% | -57% |
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assets/liabilities
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
|---|
| 1.16 | 1.12 | 1.1 | 1.09 | 1.08 | 1.08 | 1.08 | 1.09 | 1.09 | 1.09 |
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The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
|---|
| WBCO | -3.48 | 0.66 | 0.61 | 1.12 | | Industry | 0.74 | 0.73 | 0.72 | 1.06 | | Market | 1.18 | 1.24 | 0.99 | 1.11 |
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Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
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| WBCO | 15.8 | 2.0 | 3.3 | 10.7 | 1.2 | | Industry | 14.2 | 1.2 | 2.6 | 8.6 | 4.4 | | Market | 18.8 | 3.8 | 2.6 | 12.6 | 2.5 |
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The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | NIIPS | FIPS |
|---|
| 13.0% | N/A | 13.0% | 10.4% | 12.5% | 10.6% | 12.7% | | Next Year's Growth Estimate | 23.7% | | Priced-In Growth | 13.0% | | Intrinsic Growth | 11.4% |
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Mulitple History
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
|---|
| 18.0 | 18.0 | 12.3 | 8.9 | 10.9 | 11.7 | 13.4 | 12.6 | 16.1 | 16.4 | | Front Loaded Estimate | 14.8 | | High Growth Estimate | 22.7 | | Five Year Avgerage | 15.2 |
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Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
|---|
| | 5.0 | | | | | |
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Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
|---|
| Current Price | 15.8 | $0.99 | $15.60 | 1.000 | 0.0% | | Intrinsic Value | 14.8 | $0.92 | $13.63 | 0.874 | -14.5% | | Price Adjusted for Industry | 12.9 | $0.99 | $12.82 | 0.821 | -21.7% | | Price Adjusted for Market | 12.0 | $0.99 | $11.91 | 0.763 | -31.0% | | EPS estimated FY08 Price | 16.1 | $0.97 | $15.60 | 1.000 | -0.0% | | Short % of Float | 0.1% |
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