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Premierwest Bancorp
(PRWT)
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| Sector: |
Financial |
| Industry: |
Regional - Pacific Banks |
| Stock Type: | Cyclical |
| Top Industry Grower: | TAMB |
PRWT was last updated 35 days 10 hours 11 minutes ago. Use MrStockQuickie's
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The Numbers
| metric | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| ROA * Leverage | 5.5% | 5.5% | 9.0% | 11.5% | 13.1% | 15.1% | 14.5% | 13.5% | 4.8% |
| Equity/Share | $2.70 | $3.36 | $3.51 | $4.63 | $5.03 | $5.41 | $6.46 | $7.09 | $9.42 |
| Earnings/Share | $0.15 | $0.15 | $0.30 | $0.40 | $0.50 | $0.68 | $0.79 | $0.82 | $0.36 |
| Net Int Income/Share | $1.25 | $1.42 | $1.70 | $1.81 | $2.02 | $2.46 | $3.01 | $3.07 | $3.01 |
| Fee Income/Share | $0.15 | $0.17 | $0.21 | $0.20 | $0.32 | $0.36 | $0.39 | $0.46 | $0.00 |
| Net Int Margin | 133.9% | 136.3% | 280.0% | 396.9% | 558.5% | 432.4% | 283.8% | 202.9% | 204.8% |
The Trends
long term trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
|---|
| 2% | 4% | 4% | 4% | 2% |
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growth acceleration trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
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| -1% | 2% | -16% | -4% | -1% |
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Quick Financial Health
ebit/interest [on debt]
| PRWT | EQUITY_INDUSTRY | market |
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| 4.02 | 0.00 | 58.30 |
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equity/debt
| 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
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| 4.55 | 7.69 | 1.96 | 2.38 | 4.55 | 5.26 | 5.0 | 4.0 | 5.88 |
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assets/liabilities
| 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
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| 1.1 | 1.1 | 1.11 | 1.13 | 1.13 | 1.13 | 1.13 | 1.12 | 1.15 |
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The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
|---|
| PRWT | -0.20 | 0.22 | 0.31 | 1.63 | | Industry | -0.29 | 0.47 | 0.36 | 3.46 | | Market | 0.42 | 0.90 | 0.67 | 0.96 |
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Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
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| PRWT | 14.9 | 0.7 | 1.7 | 6.3 | 4.4 | | Industry | 15.7 | 17.7 | 1.8 | 8.1 | 1.5 | | Market | 12.0 | 2.8 | 1.6 | 8.4 | 3.9 |
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The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | NIIPS | FIPS |
|---|
| 13.0% | 13.0% | 13.0% | 15.8% | 10.3% | 11.1% | 17.5% | | Next Year's Growth Estimate | 67.6% | | Priced-In Growth | 13.0% | | Intrinsic Growth | 13.4% |
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Mulitple History
| 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 22.0 | 23.2 | 15.8 | 16.0 | 17.6 | 16.8 | 18.6 | 15.8 | 15.4 | | Front Loaded Estimate | 16.5 | | High Growth Estimate | 26.0 | | Five Year Avgerage | 19.0 |
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Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
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| | 5.0 | | | | | |
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Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
|---|
| Current Price | 14.9 | $0.37 | $5.50 | 1.000 | 0.0% | | Intrinsic Value | 16.5 | $0.38 | $6.21 | 1.130 | 11.5% | | Price Adjusted for Industry | 21.1 | $0.37 | $7.79 | 1.416 | 29.4% | | Price Adjusted for Market | 17.1 | $0.37 | $6.32 | 1.149 | 12.9% | | EPS estimated FY08 Price | 15.1 | $0.27 | $4.14 | 0.752 | -33.0% | | Short % of Float | 3.1% |
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