|
Prosperity Bancshares Inc.
(PRSP)
|
| |
| Sector: |
Financial |
| Industry: |
Regional - Southwest Banks |
| Stock Type: | Cyclical |
| Top Industry Grower: | UMBF |
PRSP was last updated 16 days 5 hours 48 minutes ago. Use MrStockQuickie's
Free Value Investor Tool to view this data in real time.
The Numbers
| metric | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| ROA * Leverage | 12.4% | 17.4% | 16.3% | 18.8% | 16.3% | 13.8% | 13.3% | 11.7% | 10.4% | 8.7% | 6.7% |
| Equity/Share | $5.18 | $4.33 | $5.26 | $5.54 | $9.10 | $11.56 | $13.13 | $17.21 | $21.43 | $26.22 | $27.32 |
| Earnings/Share | $0.52 | $0.60 | $0.74 | $0.79 | $1.22 | $1.36 | $1.59 | $1.77 | $1.94 | $1.94 | $1.75 |
| Net Int Income/Share | $1.66 | $1.84 | $2.22 | $2.54 | $3.22 | $3.53 | $3.90 | $4.11 | $4.46 | $4.66 | $4.79 |
| Fee Income/Share | $0.28 | $0.30 | $0.45 | $0.47 | $0.58 | $0.75 | $0.96 | $0.93 | $0.88 | $0.95 | $0.00 |
| Net Int Margin | 131.7% | 141.5% | 114.4% | 113.7% | 211.6% | 283.1% | 275.2% | 216.6% | 147.6% | 142.9% | 177.6% |
The Trends
long term trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
|---|
| -2% | 5% | 3% | 3% | 2% |
|
growth acceleration trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
|---|
| -2% | -3% | -6% | -3% | -5% |
|
Quick Financial Health
ebit/interest [on debt]
| PRSP | EQUITY_INDUSTRY | market |
|---|
| 58.10 | --- | --- |
|
equity/debt
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 16.67 | 7.69 | Low Debt | 5.0 | 4.0 | 7.14 | 4.55 | 8.33 | 25.0 | 7.69 | 4.0 |
|
growth
| 10 | 5 | 3 | 1 |
|---|
| -13% | -11% | -22% | -48% |
|
assets/liabilities
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 1.1 | 1.08 | 1.08 | 1.08 | 1.09 | 1.1 | 1.11 | 1.15 | 1.17 | 1.21 | 1.22 |
|
|
The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
|---|
| PRSP | -1.76 | 0.94 | 0.81 | 1.43 | | Industry | -0.50 | 1.17 | 1.18 | 8.04 | | Market | 0.40 | 0.68 | 0.69 | 1.07 |
|
Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
|---|
| PRSP | 15.2 | 1.0 | 4.5 | 8.8 | 2.4 | | Industry | 17.0 | 19.1 | 1.9 | 8.7 | 1.4 | | Market | 13.0 | 2.9 | 1.7 | 9.1 | 3.2 |
|
The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | NIIPS | FIPS |
|---|
| 9.5% | 9.6% | 8.3% | 14.0% | 9.4% | 8.9% | 10.6% | | Next Year's Growth Estimate | 16.1% | | Priced-In Growth | 9.4% | | Intrinsic Growth | 9.9% |
|
Mulitple History
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 11.8 | 12.5 | 12.6 | 15.1 | 13.8 | 14.7 | 15.8 | 16.2 | 16.8 | 17.1 | 15.3 | | Front Loaded Estimate | 16.2 | | High Growth Estimate | 18.8 | | Five Year Avgerage | 16.8 |
|
Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
|---|
| | 4.6 | | | | | |
|
Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
|---|
| Current Price | 15.2 | $1.76 | $26.81 | 1.000 | 0.0% | | Intrinsic Value | 15.9 | $1.80 | $28.70 | 1.071 | 6.6% | | Price Adjusted for Industry | 15.9 | $1.76 | $28.03 | 1.045 | 4.3% | | Price Adjusted for Market | 10.4 | $1.76 | $18.29 | 0.682 | -46.6% | | EPS estimated FY08 Price | 15.3 | $1.91 | $29.16 | 1.088 | 8.1% | | Short % of Float | 11.3% |
|
