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OceanFirst Financial Corp.
(OCFC)
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| Sector: |
Financial |
| Industry: |
Savings & Loans |
| Stock Type: | Slow Growth |
| Top Industry Grower: | OCFC |
OCFC was last updated 16 days 12 hours 22 minutes ago. Use MrStockQuickie's
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The Numbers
| metric | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| ROA * Leverage | 6.6% | 9.9% | 10.5% | 12.9% | 14.8% | 14.7% | 13.7% | 14.3% | 9.7% | 0.8% | 11.3% |
| Equity/Share | $9.88 | $9.31 | $10.51 | $10.48 | $10.41 | $10.36 | $11.50 | $11.57 | $12.03 | $11.30 | $11.28 |
| Earnings/Share | $0.63 | $0.89 | $1.03 | $1.31 | $1.47 | $1.53 | $1.42 | $1.60 | $1.07 | $0.09 | $1.22 |
| Net Int Income/Share | $2.21 | $2.69 | $3.31 | $3.93 | $4.68 | $4.43 | $4.67 | $5.08 | $5.28 | $4.81 | $5.10 |
| Fee Income/Share | $0.10 | $0.20 | $0.31 | $0.34 | $0.50 | $0.61 | $0.72 | $0.81 | $1.00 | $1.10 | $0.00 |
| Net Int Margin | 72.0% | 82.5% | 74.8% | 87.0% | 127.7% | 156.1% | 160.5% | 145.3% | 99.5% | 85.3% | 112.0% |
The Trends
long term trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
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| -0% | 1% | 0% | 2% | 3% |
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growth acceleration trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
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| -2% | -2% | 3% | -3% | -4% |
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Quick Financial Health
ebit/interest [on debt]
| OCFC | EQUITY_INDUSTRY | market |
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| 2.28 | -1.70 | 58.10 |
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equity/debt
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
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| 6.67 | 1.45 | 1.23 | 0.54 | 0.63 | 0.43 | 0.44 | 0.39 | 0.29 | 0.3 | 4.55 |
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growth
| 10 | 5 | 3 | 1 |
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| -4% | 60% | 127% | 1,436% |
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assets/liabilities
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
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| 1.14 | 1.12 | 1.11 | 1.09 | 1.08 | 1.09 | 1.08 | 1.08 | 1.07 | 1.07 | 1.07 |
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The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
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| OCFC | 0.03 | 2.14 | 1.93 | 1.31 | | Industry | -0.10 | 0.93 | 0.61 | 6.15 | | Market | 0.40 | 0.68 | 0.69 | 1.07 |
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Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
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| OCFC | 13.1 | 1.6 | 2.7 | 15.8 | 5.0 | | Industry | -24.6 | 0.9 | 2.5 | 8.6 | 1.3 | | Market | 13.0 | 2.9 | 1.7 | 9.1 | 3.2 |
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The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | NIIPS | FIPS |
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| N/A | N/A | 9.0% | 1.1% | -8.4% | 4.5% | 13.5% | | Next Year's Growth Estimate | 6.1% | | Priced-In Growth | 9.0% | | Intrinsic Growth | 2.4% |
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Mulitple History
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
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| 18.2 | 12.7 | 12.0 | 13.0 | 14.1 | 15.8 | 16.9 | 14.5 | 21.0 | 195.1 | 13.2 | | Front Loaded Estimate | 18.9 | | High Growth Estimate | 4.7 | | Five Year Avgerage | 52.1 |
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Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
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| 1.0 | | | | | | |
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Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
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| Current Price | 13.1 | $1.23 | $16.08 | 1.000 | 0.0% | | Intrinsic Value | 4.7 | $0.90 | $4.23 | 0.263 | -279.8% | | Price Adjusted for Industry | 13.1 | $1.23 | $16.08 | 1.000 | 0.0% | | Price Adjusted for Market | 0.0 | $1.23 | $0.00 | 0.000 | -∞% | | EPS estimated FY08 Price | 13.1 | $1.32 | $17.38 | 1.081 | 7.5% | | Short % of Float | 2.0% |
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