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First Midwest Bancorp Inc.
(FMBI)
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| Sector: |
Financial |
| Industry: |
Regional - Midwest Banks |
| Stock Type: | Cyclical |
| Top Industry Grower: | HBAN |
FMBI was last updated 35 days 9 hours 27 minutes ago. Use MrStockQuickie's
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The Numbers
| metric | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| ROA * Leverage | 14.2% | 19.7% | 17.5% | 18.0% | 18.8% | 19.0% | 18.6% | 19.1% | 16.9% | 10.8% | 10.1% |
| Equity/Share | $8.23 | $6.97 | $8.76 | $8.95 | $10.25 | $11.36 | $11.57 | $12.09 | $15.33 | $14.78 | $14.98 |
| Earnings/Share | $0.98 | $1.34 | $1.46 | $1.63 | $1.86 | $1.97 | $2.12 | $2.21 | $2.37 | $1.62 | $1.46 |
| Net Int Income/Share | $3.41 | $3.64 | $3.72 | $4.09 | $4.56 | $4.56 | $4.98 | $5.24 | $5.14 | $4.90 | $4.99 |
| Fee Income/Share | $0.82 | $0.87 | $0.95 | $1.06 | $1.12 | $1.37 | $1.42 | $1.57 | $1.80 | $1.70 | $0.00 |
| Net Int Margin | 106.0% | 114.3% | 81.8% | 113.1% | 197.3% | 258.1% | 264.6% | 180.2% | 112.2% | 101.4% | 128.7% |
The Trends
long term trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
|---|
| -1% | 2% | 1% | 1% | 1% |
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growth acceleration trend
| ROA*L | BVPS | EPS | NIIPS | FIPS |
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| -2% | -3% | -8% | -2% | -2% |
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Quick Financial Health
ebit/interest [on debt]
| FMBI | EQUITY_INDUSTRY | market |
|---|
| 58.90 | --- | --- |
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equity/debt
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| Low Debt | Low Debt | Low Debt | Low Debt | Low Debt | 0.35 | 0.4 | 0.38 | 0.53 | 0.49 | 3.12 |
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growth
| 10 | 5 | 3 | 1 |
|---|
| -72% | 55% | 102% | 544% |
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assets/liabilities
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 1.1 | 1.07 | 1.08 | 1.09 | 1.09 | 1.08 | 1.08 | 1.08 | 1.1 | 1.1 | 1.1 |
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The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
|---|
| FMBI | -1.22 | -1.92 | -1.31 | 1.14 | | Industry | -0.31 | 0.33 | 0.11 | 7.65 | | Market | 0.42 | 0.90 | 0.67 | 0.96 |
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Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
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| FMBI | 11.3 | 1.0 | 2.5 | 3.7 | 8.4 | | Industry | 15.7 | 17.7 | 1.8 | 8.1 | 1.5 | | Market | 12.0 | 2.8 | 1.6 | 8.4 | 3.9 |
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The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | NIIPS | FIPS |
|---|
| 7.0% | 7.0% | 6.4% | 7.0% | -2.6% | 2.1% | 9.0% | | Next Year's Growth Estimate | -5.9% | | Priced-In Growth | 6.9% | | Intrinsic Growth | 4.5% |
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Mulitple History
| 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | TTM |
|---|
| 22.7 | 15.6 | 13.4 | 15.1 | 15.2 | 14.7 | 16.2 | 16.1 | 15.4 | 21.8 | 11.3 | | Front Loaded Estimate | 15.6 | | High Growth Estimate | 8.9 | | Five Year Avgerage | 16.9 |
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Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
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| 1.0 | | | | | | |
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Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
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| Current Price | 11.3 | $1.46 | $16.52 | 1.000 | 0.0% | | Intrinsic Value | 8.8 | $1.30 | $11.47 | 0.694 | -44.1% | | Price Adjusted for Industry | 9.0 | $1.46 | $13.21 | 0.799 | -25.1% | | Price Adjusted for Market | 6.4 | $1.46 | $9.30 | 0.563 | -77.7% | | EPS estimated FY08 Price | 11.3 | $1.99 | $22.50 | 1.362 | 26.6% | | Short % of Float | 8.4% |
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