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Fair Isaac Corp.
(FIC)
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| Sector: |
Services |
| Industry: |
Business Services |
| Stock Type: | Slow Growth |
| Top Industry Grower: | INET |
FIC was last updated 35 days 18 hours 24 minutes ago. Use MrStockQuickie's
Free Value Investor Tool to view this data in real time.
The Numbers
| metric | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
|---|
| Return on Capital | 20.7% | 15.5% | 19.6% | 2.5% | 7.2% | 8.1% | 10.4% | 13.1% | 12.0% | 7.4% |
| Equity/Share | $3.26 | $4.06 | $5.33 | $17.38 | $11.33 | $12.55 | $11.03 | $11.85 | $9.94 | $11.47 |
| Earnings/Share | $0.62 | $0.56 | $0.89 | $0.32 | $1.41 | $1.41 | $1.86 | $1.59 | $1.82 | $1.64 |
| FCF/Share | $0.54 | $0.29 | $0.91 | $1.42 | $2.08 | $2.41 | $2.71 | $2.58 | $2.74 | $2.78 |
| Sales/Share | $5.77 | $6.08 | $6.45 | $7.01 | $8.39 | $9.67 | $10.94 | $12.70 | $14.42 | $15.20 |
| Gross Margin | 61.9% | 56.9% | 54.9% | 55.1% | 60.8% | 64.2% | 65.6% | 65.8% | 64.3% | 63.1% |
The Trends
long term trend
| ROIC | BVPS | EPS | FCFPS | SPS |
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| -2% | 2% | 4% | 5% | 4% |
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growth acceleration trend
| ROIC | BVPS | EPS | FCFPS | SPS |
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| -0% | -5% | -5% | -8% | -1% |
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Quick Financial Health
ebit/interest [on debt]
| FIC | EQUITY_INDUSTRY | market |
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| 10.60 | 5.50 | 58.30 |
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cash/debt
| 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
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| 53.12 | 91.75 | Low Debt | 0.74 | 0.32 | 0.5 | 0.54 | 0.5 | 0.32 |
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growth
| 8 | 5 | 3 | 1 |
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| -47% | -15% | -14% | -36% |
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equity/debt
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
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| Low Debt | Low Debt | Low Debt | 7.14 | 1.56 | 2.27 | 2.0 | Low Debt | 3.33 | 0.99 |
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growth
| 9 | 5 | 3 | 1 |
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| -78% | -9% | -21% | -70% |
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assets/liabilities
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
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| 3.9 | 5.7 | 7.01 | 5.07 | 2.32 | 2.73 | 2.47 | 2.4 | 1.8 | 1.79 |
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growth
| 9 | 5 | 3 | 1 |
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| -8% | -5% | -10% | -1% |
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The Ratios
PEG
| Entity | Current | Next Year (Current PE) | Next Year (Forward PE) | Five Year |
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| FIC | 1.28 | 0.67 | 0.65 | 0.86 | | Industry | 0.47 | 0.99 | 0.82 | 3.09 | | Market | 0.42 | 0.90 | 0.67 | 0.96 |
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Valuations
| Entity | Price/Earnings | Price/Book | Price/Sales | Price/Cash Flow | Div. Yield (%) |
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| FIC | 7.3 | 1.1 | 0.8 | 3.9 | 0.8 | | Industry | 15.3 | 1.9 | 0.9 | 7.2 | 0.3 | | Market | 12.0 | 2.8 | 1.6 | 8.4 | 3.9 |
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The Pricing Metrics
Growth Rates
| Zacks | Reuters | Thomson Fin. | BVPS | EPS | FCFPS | SPS |
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| 9.0% | 7.0% | 9.0% | 3.8% | 10.4% | 9.6% | 12.4% | | Next Year's Growth Estimate | 11.0% | | Priced-In Growth | 8.7% | | Intrinsic Growth | 8.0% |
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Mulitple History
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 |
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| 18.0 | 23.1 | 21.6 | 78.4 | 23.0 | 26.2 | 18.9 | 25.0 | 19.9 | 16.4 | | Front Loaded Estimate | 20.0 | | High Growth Estimate | 15.9 | | Five Year Avgerage | 22.7 |
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Quality and Value
Quality (0-10)
| Inferior | Low | Below Avg. | Average | Above Avg. | High | Superior |
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| | | 5.9 | | | | |
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Valuations
| | PE | EPS | PRICE | VALUE/PRICE | MOS |
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| Current Price | 7.3 | $1.70 | $12.44 | 1.000 | 0.0% | | Intrinsic Value | 15.0 | $1.64 | $24.70 | 1.986 | 49.6% | | Price Adjusted for Industry | 16.5 | $1.70 | $28.01 | 2.251 | 55.6% | | Price Adjusted for Market | 10.3 | $1.70 | $17.44 | 1.402 | 28.7% | | EPS estimated FY08 Price | 11.9 | $1.66 | $19.73 | 1.586 | 36.9% | | EPS Quality (OIPS/E) | 1.98 | | Cash Quality (FCFPS/EPS) | 0.35 | | Short % of Float | 9.0% |
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